Buy-to-let mortgages

We lend on a variety of property types to investors, landlords, limited companies and limited liability partnerships.

Our mortgages are only available through intermediaries, with applications made online and subject to credit score based underwriting. To apply for one of our products, please contact your mortgage adviser, who can arrange this for you.

Want to switch to a new product?

If your current mortgage product has come to an end and you would like to switch to a new product, simply Log in to your account and follow the on-screen instructions.

The products available to you will be dependent on your property type and whether you are classified as a non-portfolio or portfolio landlord under both Paragon criteria and the new PRA regulation guidelines.

The full range of products available can be found in our Non-portfolio product switch rate guide and our Portfolio product switch rate guide. If you’re not sure what type of landlord you are, we’ve compiled this simple guide to help you find out.

Looking to apply for a further advance?

Existing customers can apply for additional borrowing through a further advance by way of a second charge mortgage. This is a secondary loan which is secured against the property of your main (or first charge) buy-to-let mortgage.

For a single property application on accounts with up to two applicants, you can apply for a further advance online. Simply Log in to get started.

If you wish to make a further advance application for multiple properties, or with more than two applicants, then you will need to fill out a further advance application form and send it to us.

Apply for both a product switch and further advance

We also offer our existing customers the chance to apply for a product switch and further advance on a single account at the same time. Simply Log in to start the process.

Please note that when making a combined application, it is important that the product switch and further advance applications are made as a single transaction. This is so that we can make sure the correct affordability assessment is carried out.

Manage your account or view your annual statements

As a Paragon buy-to-let customer, you can access your annual statements or make the following changes to your account online.

• Review your account information
• Set up a third-party authority
• Amend your direct debit details
• Switch your mortgage repayment type

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