Buy-to-let mortgages

We call this a transfer of equity.

You will need to fill out a transfer of equity application form and return this to us, together with the information requested in the form. You can either email this to us at [email protected] or send it by post to 51 Homer Road, Solihull, West Midlands B91 3QJ.

We will then assess your application and may need to ask you for more information and documentation in support of your request.

Please be aware that we may not be able to agree to the change. However, if we do agree, you will need to instruct a solicitor to act on your behalf and make the changes to the property ownership.

If you would like to add someone to, or remove someone from, the mortgage and wish to discuss your plans before making an application, please call us on 0345 849 4060.

This is a variation of contract.

If wish to change the term on your mortgage, we will assess your request and may need to ask you for information and documentation in support of the change.

Please be aware that we may not be able to agree to the change.

If you would like to make a change to the original term requested on your mortgage, please call us to discuss your requirements on 0345 849 4060. Alternatively, you can email us with details of your request at [email protected].

This is a variation of contract.

If you wish to transfer your repayment type from interest only to capital repayment, we will assess the application and may need to ask you for information and documentation in support of your request.

Please be aware that we may not be able to agree the request if we think that the change will affect your affordability of the mortgage.

If you would like to make a change to the repayment type on your mortgage, please call us on 0345 849 4060. Alternatively, you can email us with details of your request at [email protected].

If you would like to change the bank account that we collect your mortgage payments from, we may be able to do this for you over the telephone, unless payments are made from a limited company or a limited liability partnership bank account.

Please call us on 0345 849 4060 if you would like us to make this change for you.

If you are a limited company or limited liability partnership, please complete a new direct debit instruction and return it to us either by email at [email protected] or by post to 51 Homer Road, Solihull, West Midlands B91 3QJ.

Please allow at least 14 days for the new direct debit instruction to be set up. It is important that you do not to cancel your existing direct debit until we have confirmed to you that the new instruction is in place.

Yes. We call this a third-party authority.

If you would like us to discuss your mortgage with someone who isn’t a part of the mortgage, we will need you to complete a Third-party authority form.

You can return this to us either by email at [email protected] or by post to 51 Homer Road, Solihull, West Midlands B91 3QJ.

In the unfortunate circumstance of the death of a loved one, please call us on 0345 849 4060 and we’ll guide you through the next steps. Or If you would prefer, you can email us at [email protected]

We are also a member of the Death Notification Service, a free service which allows you to notify a number of banks and building societies of a person’s death, at the same time.