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This page is for existing customers only. If you are an intermediary, please visit our intermediary page

Manage your account online

If you have a mortgage with us, you can log in and manage your account online, with features such as:

  • View all your mortgage accounts
  • Update your contact details
  • View and download your annual statement
  • Apply for a product switch or further advance

If you need to get in touch with us about your mortgage, you can contact us on:

Product switches

Product switches

If your current mortgage product has come to an end, you can view and apply for a new product online in minutes.

Further advances

Further advances

You can apply for additional borrowing through a further advance by way of a second charge mortgage.

Wednesday, 12/01/2022

Tax policy will have a greater impact on the London lettings market than Omicron, the latest coronavirus strain causing concern.

Tuesday, 21/12/2021

Whilst the buy-to-let sector saw a busy year in 2021, supply issues may be quietly fermenting in the background. Our Mortgages Managing Director, Richard Rowntree, shares his thoughts.

Thursday, 25/11/2021

Our Mortgages Managing Director, Richard Rowntree, explains why it is important for policymakers to consider the implications of property tax on the attempts to address the UK’s housing shortage.


Rental affordability index

Our new rental affordability index helps you find the most affordable rental locations across England.

Find out more

Consumer BTL

Find out more about consumer buy-to-let, which is accepted on our non-portfolio product range.

Find out more

EPC ratings for landlords

With an increasing focus on green properties in the Private Rented Sector (PRS), we are committed to helping our landlords in making sure that their properties are up to standard.

Read more


Need help with your mortgage? Find the answers to the questions we get asked most often.


Financial help

If you require independent financial advice for your mortgage or loan, we recommend a number of free independent advice organisations.

Fraud prevention

In the past 10 years the Land Registry has paid out £58 million in indemnity claims as a result of fraud. Recent case law will help to protect homeowners from property hijack, the fraud involving the transfer of a property title to another without the true owner’s knowledge. However, there are steps you can take as a landlord to protect your property. The Land Registry offers a free alert service to notify you if anyone attempts to make changes to the registration of your property. You should also make sure your correspondence address is included on the proprietor register so that any paperwork in relation to your property is sent to you and not the tenant.

Full details of both services can be found at the...

Landlord insurance

AXA Insurance have updated their policy wording for Paragon customers who are under the AXA Block Insurance policy 2017. Your policy schedule will identify if you have an AXA block policy. If you have insurance with another provider, this updated policy wording does not apply. Please contact your insurer directly for details of your cover.


Paragon Standard Variable Rate (*SVR) 5.10%
Bank Base Rate 0.25%
Term SONIA 0.30%
Next Term SONIA reset date 01.04.2022
Paragon reference rate 5.50%

*SVR. From 9 October 2017, Paragon Bank Standard Variable Rate (SVR) and Paragon Group SVR aligned to a single rate, Paragon SVR. There was no change in interest rate as a result of this name change.

The Term SONIA rate is provided by ICE Benchmark Administration. For more information about Term SONIA, including Paragon’s Rate Promise, please visit our LIBOR Transition page.

If you took out a mortgage with Paragon before 1 April 2005, you may be on a different Term SONIA rate. You can check which Term SONIA rate you’re on by calling us on 0345 849 4060.​

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551