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This page is for existing customers only. If you are an intermediary, please visit our intermediary page.

Introducing our new and improved online portal

As well as giving it a new look, we’ve also made your online account sleeker, quicker and more convenient, with features such as:

  • All your Paragon mortgages in one place
  • Access your account and product details
  • Update your contact details
  • View and download your annual statements
  • Create new custom statements
  • Apply for a product switch or further advance
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New customers

If you would like to apply for a mortgage with us, this needs to be done through an Independent Financial Adviser. A list of reputable advisers can be found on the FCA’s website.

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Financing a better future

With an increasing focus on green properties in the Private Rented Sector (PRS), we are committed to helping you make sure that your properties are up to standard and that you understand all the EPC ratings.

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Friday, 31/05/2024

Our PRS Trends Report reveals how landlords are buoyed by continued strong tenant demand and signs that the business environment is improving as part of a broader economic recovery.

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Tuesday, 19/03/2024

A new report published by Paragon and landlord association the NRLA and Paragon, produced by PwC, reveals that small and medium landlords in the PRS support over 390,000 jobs.

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Monday, 11/03/2024

We’ve picked out three of the key measures from the 2024 Spring Budget that could impact buy-to-let landlords.

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Supporting landlords

Working with Paragon, UWE Houses refinanced on existing houses in order to create capacity for new properties and grow their portfolio. Our understanding of the landscape, and our strong working relationship, meant that they were supported throughout.

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The rise of the limited company landlord​​

We examine the recent rise of landlords who hold their properties within a limited company structure, and delve into the reasons behind this trend.​

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HMO guide

We deep dive into the rules, regulations and considerations for managing HMOs in today's climate.

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Portfolio landlord report

We examine the top drivers for portfolio landlords, and how they’re planning to expand in 2024 as confidence grows.​

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Consumer BTL

Find out more about consumer buy-to-let, which is accepted on our non-portfolio product range.

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FAQs

Need help with your mortgage? Find the answers to the questions we get asked most often.

FAQs

Financial help

If you require independent financial advice for your mortgage or loan, we recommend a number of free independent advice organisations.

Fraud prevention

In the past 10 years the Land Registry has paid out £58 million in indemnity claims as a result of fraud. Recent case law will help to protect homeowners from property hijack, the fraud involving the transfer of a property title to another without the true owner’s knowledge. However, there are steps you can take as a landlord to protect your property. The Land Registry offers a free alert service to notify you if anyone attempts to make changes to the registration of your property. You should also make sure your correspondence address is included on the proprietor register so that any paperwork in relation to your property is sent to you and not the tenant.

Full details of both services can be found at the...

Landlord insurance

AXA Insurance have updated their policy wording for Paragon customers who are under the AXA Block Insurance policy 2017. Your policy schedule will identify if you have an AXA block policy. If you have insurance with another provider, this updated policy wording does not apply. Please contact your insurer directly for details of your cover.

 

Paragon Standard Variable Rate (*SVR) 9.60%
Bank Base Rate 5.25%
Find your Term Sonia rate here
Paragon reference rate 5.50%
Paragon five year fixed reference rate 5.00%

*SVR. From 9 October 2017, Paragon Bank Standard Variable Rate (SVR) and Paragon Group SVR aligned to a single rate, Paragon SVR. There was no change in interest rate as a result of this name change.

Mortgages that were linked to LIBOR rates have moved to a new reference rate, called Term SONIA. This is an industry wide rate and is set by the ICE Benchmark Administration.

We have put together all you need to know on Term SONIA, including Paragon’s Rate Promise. Please visit our Term SONIA page for more information.

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551