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Residential mortgages

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What we do

We offer specialist residential mortgages for buy-to-let landlords, through a selected panel of intermediaries.

To apply for one of our residential mortgages, please contact an intermediary from the panel.

Who we can help

Our products are perfect for landlords seeking an owner-occupied mortgage who:

  • Are self-employed
  • Are looking to borrow into their retirement
  • Have complex income arrangements
  • Are looking for an interest only mortgage

Features we offer

  • Fixed rate mortgages
  • Mortgage rates available over 2 or 5 year initial term
  • Minimum and maximum term 5 to 30 years
  • Loan-to-value up to 85%

All our mortgages are subject to an affordability assessment and underwriting and criteria checks

Representative example:

A first charge capital repayment mortgage secured against your residential property

Total amount of loan:
£181,495, (including a product fee of £1,495 added to the loan at completion)

25 years (300 months) 

3.7% for 2 years (24 months) followed by a variable rate of 4.59% for the remaining 23 years (276 months)

Payment and frequency:
24 months at £928.19 followed by 276 months at £1,011.99 ​

Total amount repayable:
£302,429.80, including interest of £120,090.80 and fees not added to the loan of: 
£299 application fee, £395 valuation fee and £150 mortgage exit fee. 

The overall cost for comparison is 4.6%

Your home may be repossessed if you do not keep up repayments on your mortgage

  • Paragon Standard4.95%
    Variable Rate (*SVR)

Contact us

If you have a query about your Paragon mortgage please call our team on


Did your Paragon mortgage complete before 2010?

Then call us on

Financial help

If you require independent financial advice for your mortgage or loan, we recommend a number of free independent advice organisations.

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551