We offer specialist residential mortgages for buy-to-let landlords, through a selected panel of intermediaries.

To apply for one of our residential mortgages, please contact an intermediary from the panel.

Our products are perfect for landlords seeking an owner-occupied mortgage who:

• Are self-employed
• Are looking to borrow into their retirement
• Have complex income arrangements
• Are looking for an interest only mortgage

• Fixed rate mortgages
• Mortgage rates available over 2 or 5 year initial term
• Minimum and maximum term 5 to 30 years
• Loan-to-value up to 85%

All our mortgages are subject to an affordability assessment and underwriting and criteria checks

Product:
A first charge capital repayment mortgage secured against your residential property

Total amount of loan:
£181,495, (including a product fee of £1,495 added to the loan at completion)

Term:
25 years (300 months) 

Rate:
3.7% for 2 years (24 months) followed by a variable rate of 4.59% for the remaining 23 years (276 months)

Payment and frequency:
24 months at £928.19 followed by 276 months at £1,011.99 ​

Total amount repayable:
£302,429.80, including interest of £120,090.80 and fees not added to the loan of: 
£299 application fee, £395 valuation fee and £150 mortgage exit fee. 

APRC:
The overall cost for comparison is 4.6%

Your home may be repossessed if you do not keep up repayments on your mortgage