Residential mortgages

We offer specialist residential mortgages for buy-to-let landlords, through a selected panel of intermediaries.

To apply for one of our residential mortgages, please contact an intermediary from the panel.

Our products are perfect for landlords seeking an owner-occupied mortgage who:

• Are self-employed
• Are looking to borrow into their retirement
• Have complex income arrangements
• Are looking for an interest only mortgage

• Fixed rate mortgages
• Mortgage rates available over 2 or 5 year initial term
• Minimum and maximum term 5 to 30 years
• Loan-to-value up to 85%

All our mortgages are subject to an affordability assessment and underwriting and criteria checks

A mortgage of £180,000, over 25 years on a repayment basis, initially on a fixed rate for 2 years at 3.39% and then on a variable rate, currently 5.24%, for the remaining 23 years, would require 24 monthly payments of £893.76 followed by 276 monthly payments of £1,068.24. The total amount payable would be £316,549.48 made up of the loan amount plus interest (£135,634.48), with an application fee of £175 paid at application, and a product fee of £650 added to the loan on completion.

The overall cost for comparison is 5.1% APRC representative.

Your home may be repossessed if you do not keep up repayments on your mortgage