Motor finance

Through our network of UK based car dealers and brokers, we can offer a range of competitive finance packages for new and used car buyers.

  • Direct access to underwriters
  • Lending decisions in seconds
  • Commission paid on day one

The Automotive 30% Club logo

Paragon are a proud member of The Automotive 30% Club


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What we offer

We work with dealers and intermediaries all across the UK and specialise in financing the following vehicles both new and used:

We are specialists in motor finance and we’ve developed a simple product range to help you sell more cars.
Car finance is available to homeowners, tenants and those living with parents.

  • Hire or Lease Purchase
  • No deposit
  • Maximum LTV 120% CAP Retail
  • Min age 21 (start of term) - Max age 80 (end of term)
  • Loan amounts £2,500 to £150,000
  • Max start mileage 120,000
  • Max age of vehicle (end of term – HP 15 years and LP 10 years)

Hire Purchase is available on cars up to 15 years (at the end of term). Lease Purchase on cars up to 5 years old, for a 5-year term. We can refinance balloon payments.

We offer specialist lending packages on Light Commercial Vehicles.
With a range of attractive deals, we’re sure your customers will find the right finance for them.

  • Non-VAT qualifying options
  • Hire Purchase
  • Loan amounts £2,500 to £50,000
  • 120% CAP Retail
  • Max start mileage 120,000
  • Max age of vehicle 10 years (at end of term)

Minimum VAT as deposit on VAT-able vehicles.

We have extended our specialist lending packages to include Motorhomes.
We’re confident we have a finance package to help you negotiate a better deal for your customers.

  • Hire Purchase with up to a 15-year term
  • No deposit
  • Max LTV 120%
  • Loan amounts £10,000 to £100,000
  • Max start mileage 120,000
  • Max age of vehicle 20 years (at end of term)

We can refinance balloon payments.

We’re pleased to provide specialist finance packages to include Caravans.
We have developed a new product range to give your customers a broader choice of funding options.

  • Finance available over 10 years
  • Competitive rates
  • Direct access to underwriters
  • No deposit available
  • Funding available for homeowners and tenants
  • Loan amounts £2,500 to £50,000
  • Max age of vehicle 20 years (at end of term)

We can refinance balloon payments.

Competitive terms with flexible underwriting
Simple, transparent lease and hire purchase products
Flexible monthly payments and final balloon terms

Why choose us?

As specialists in motor finance, we’ll give you our full support to get the right finance package for you and your customers.

Fast online processing

Our technology platforms support you in delivering a fantastic service, allowing you to spend more time where it matters - with customers.

We aim to make arranging finance simple and quicker with our easy-to-use online applications system which can deliver a lending decision in minutes.

A friendly, personal service

We pride ourselves on offering a friendly service through our experienced team. If you find yourself dealing with a difficult application we can provide:

Direct access to an underwriting team who work with you to find solutions
Dedicated account managers to support you through the process


Flexi-sign is our e-signature platform which allows you to determine how customers sign their finance agreement. It provides greater flexibility and convenience, and gives your customer the best experience possible.

“Flexi-sign is a simple and quick solution. Paragon have gone the extra mile to ensure that their electronic signing facility is amongst the most straightforward in the market.”

Mike Lowe, Director at Creative Funding Solutions

I'm a registered intermediary

I want to register with Paragon

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551