If you applied for a second charge mortgage with us, there is some important information that you need to be aware of.
- We are a responsible lender and carefully assess what money you have coming in and going out each month to make sure you can afford your loan
- You must have passed an affordability test and credit score
- The property you secured your mortgage against must be in England, Wales or Mainland Scotland and must be your main home
- We will have considered the value of your home before offering a mortgage secured on it