Reach your savings goals with our simple, straightforward savings accounts and cash ISAs.
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Have your cake, and eat it too, with our award winning Cash ISAs
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Our fixed rate, easy access and notice cash ISAs are flexible ISAs and part of our ISA Wallet.
Our ISA Wallet lets you open more than one cash ISA, in the same tax year. Not all ISA providers have this feature, but with us you can spread your annual ISA allowance across our range of ISAs.
Our cash ISAs are also flexible, which means any withdrawals you make are added back to your ISA allowance. Flexible ISAs are designed to help you make the most of your tax-free annual ISA allowance. Not all ISAs are flexible, so before moving your ISA money make sure you double check.
Our ISA Wallet and Flexible ISAs work together to give you even more freedom with your annual ISA allowance.
If you withdraw from our Flexible ISAs, our ISA Wallet allows you to reinvest that money into another ISA.
Which means you’re not losing out on your tax-free ISA allowance.
You can now withdraw (subject to product terms and conditions) and replace your ISA funds in the same cash ISA or reinvest into a different cash ISA in the same tax year.
You can now withdraw (subject to product terms and conditions) and reinvest your ISA funds in a different cash ISA with us in the same tax year.
The ISA Wallet gives you more freedom with your annual ISA allowance. Instead of having to choose one cash ISA per tax year, with our ISA Wallet, you have the freedom to invest your cash as you wish.
You can invest in our easy access, notice and fixed rate cash ISAs, all in the same tax year.
For instance you can keep access to some of your ISA funds, and lock away a share for a better return.
With our Flexible ISAs you can withdraw funds from your cash ISAs and then later deposit funds, in the same tax year, without using your annual ISA allowance.
You have the flexibility to make the most of your tax-free ISA allowance whilst still having access to your savings.
Lifetime ISAs aren’t Flexible ISAs. So, any funds you withdraw are potentially subject to the government withdrawal charge and can’t be replaced without using your remaining LISA allowance.
The balance in your ISA is £10,000
The balance in your ISA is £5,000
Head officeParagon51 Homer RoadSolihullWest MidlandsB91 3QJ
Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551