How do Flexible ISAs work?
With our Flexible ISAs you can withdraw funds from your cash ISAs and then later deposit funds, in the same tax year, without using your annual ISA allowance.
You have the flexibility to make the most of your tax-free ISA allowance whilst still having access to your savings.
Lifetime ISAs aren’t Flexible ISAs. So, any funds you withdraw are potentially subject to the government withdrawal charge and can’t be replaced without using your remaining LISA allowance.