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This page is for existing customers only. If you are an intermediary, please visit our intermediary page

Product switches

If your current mortgage term is coming to an end and you’re looking to switch to a new product, you can do this through your online account. Simply log in or register today to get started.

Register

Alternatively, talk to your intermediary who can arrange this for you.

We're here to help

Security

Secure your switch today

With our competitive range of products, you can now secure a product switch up to six months ahead of your current product maturing.

This means that if you act now and then interest rates rise, you’ll have peace of mind of knowing that you’ve secured a rate for up to five years.

You can log in to your account, choose the product you’d like, and we’ll send you full confirmation within minutes.

Repayment Icon

Product switch with capital repayment

If you’re looking to make a capital repayment to your mortgage whilst carrying out your product switch, we’ll be happy to do this. We can offer this free of early repayment charges as long as the payment is made at the same time as booking your product switch.

If for any reason you cancel your product switch, you’ll need to pay an early repayment fee on the value of the capital repayment.

If you’d like to speak to us about this, call us on 0345 849 4060 and we’ll be happy to help.

Switch products

We have a range a products on offer, and the ones available to you will depend on your property and whether you are classified as a portfolio or non-portfolio landlord under both Paragon criteria and the PRA regulation guidelines.

Use our decision flow to find out which products are available to you.

Do you have more than three mortgaged buy-to-let properties, with any lender in either personal name or corporate entity?

Paragon class you as a

Portfolio BTL

Portfolio landlord

Portfolio switch rate product guide

Are you a limited company or a limited liability partnership?

Paragon class you as a

Portfolio BTL

Portfolio landlord

Portfolio switch rate product guide

Is the property a house in mutiple occupation (HMO) or multi-unit block (MBU)?

Paragon class you as a

Portfolio BTL

Portfolio landlord

Portfolio switch rate product guide

Paragon class you as a

Non-portfolio landlord

Non-portfolio switch rate product guide

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551