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Structured Lending

Paragon provides senior secured funding to help UK-based,
non-bank lending businesses grow their own lending activities.

This is a specialist activity so Paragon has built a team with deep knowledge and experience of the various sectors, structuring, credit risk and documentation

Adam Daniels | Managing Director

Our highly specialised team collectively has more than 50 years’ experience in the structured lending and specialist finance arenas and our aim is to support the growth of high-quality lending businesses. We are focused on relationships and to support businesses through the cycle.

The expertise of our Structured Lending team enables Paragon to work with the client to understand their business model and tailor an innovative, structured solution to meet their requirements.

Paragon lends against a wide variety of underlying asset classes originated by the client in both the commercial and consumer finance sectors including property, retail point of sale, asset finance and SME lending. Our facilities are secured on the underlying customer receivables and provide liquidity of up to £25m.

We aim to work with best in class businesses and management teams who have a demonstrable track record and a strong culture of compliance.

What we offer

  • A relationship driven approach where we seek to understand client needs both now and in the future
  • Collectively, we possess expertise in the sector gathered over many years in credit, structuring and understanding a range of business models
  • A broad appetite for a variety of underlying collateral originated by well managed UK lenders
  • Secured Revolving Credit Facilities from £5 million to £25 million, typically for up to three years
Structured Lending Team

Jamie Pickering, Adam Daniels, Lewis Fitzsimons.

An expert team

Paragon’s structured lending team is led by Adam Daniels, who has 30 years’ experience of the UK specialised lender market. Adam brings extensive sector knowledge from a career that includes experience as a M&A adviser, acquiring businesses as a principal at GE Capital and establishing and running a global specialist finance coverage team at Lloyds Bank.

Adam has been joined at Paragon by Lewis Fitzsimons and Jamie Pickering. Both worked with Adam at Lloyds Bank and have many years’ experience in the structured lending arena.

Lewis is a Chartered Accountant with specialist finance M&A experience and was responsible for developing and managing strategic relationships with Challenger Banks and various non-bank lenders at Lloyds

Jamie most recently spent three years working in Lloyd’s Securitisation Team, structuring a variety of public and private transactions covering a wide range of consumer and commercial asset classes.

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551

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