Reach your savings goals with our simple, straightforward savings accounts and cash ISAs.
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Have your cake, and eat it too, with our award winning Cash ISAs
Discover our range of specialist buy-to-let and residential mortgages, available through intermediaries.
If you're a landlord, you can only apply for our mortgages through an Independent Financial Adviser. Click below to find an advisor.
Don’t forget, our discounted buy-to-let products benefit from our Track to Fix feature!
Find the right finance to get you moving with our tailored business and personal loans.
Developed in response to your feedback about the need for speed, simplicity and accuracy of lending applications, you can now log in and apply in minutes.
This page is for customers. If you are an asset finance broker, please visit our intermediary page.
Whether you’re investing in equipment, vehicles, machinery or technology, our expert teams can support your business, not only with finance, but with a wealth of industry knowledge and experience.
The British Business Bank brings expertise and Government money to the smaller business finance markets. They don’t lend or invest directly, instead working with partners such as Paragon.
We understand that making the change to greener solutions can be costly, and with the Government setting out key dates such as an end to the sale of petrol and diesel vehicles by 2030, it's now more important than ever for businesses to start making plans for a more sustainable future.
Here at Paragon, we can help ease the pressure by providing funding solutions for businesses looking to spread the cost of building a better future.
Build your business with our specialist construction finance solutions for yellow plant equipment, cranes and access platforms.
Hire fleet, operator fleet and commercial vehicle funding expertise to help drive your business forward.
Find flexible funding solutions for new and used agricultural machinery, farming equipment and vehicles.
Whether it's a corporate jet, helicopter or light aircraft for business or personal use, our specialist aviation finance team have the knowledge and experience to help
Specialist manufacturing finance options to help fund the machinery and equipment that your business needs to grow.
Discover our range of finance options to help your business keep up with the constant and rapid evolution of technology.
Download our latest report, Investing for Success, to find out the key trends impacting SMEs in Q3 - and learn more about how they are investing for the future.
We're committed to helping British Businesses on their journey to success. Find out how we've helped others through our specialist finance products.
Our funding package helped Brands Hatch Performance start in-house manufacturing and introduce credit line facilities.
Our funding package assisted Cartonage in cutting its energy costs and improving its carbon footprint through the installation of solar panels.
Paragon’s SME Lending division provided SED Services with funding to obtain a state-of-the-art composting site, supporting the growth of its operation and expanding its range of recycling solutions.
Our Construction team was proud to support Derbyshire-based specialist contractor Cawarden add a Komatsu high reach demolition excavator to its equipment portfolio.
We supported Northern Ireland-based SERE Holdings secure a funding package to acquire a Pilatus PC12 NGX to provide support to the NHS.
We supported A R Banks to expand its fleet after securing a funding package from our SME Lending division.
Our five-figure funding package helped 3D Tooling Technologies acquire a state-of-the-art CNC Machining Centre, broadening its capabilities.
Surrey-based coach company Wattsway Travel acquired its first electric coach with support from Paragon’s funding package.
Mackie Pharmacy (JP Mackie & Co Ltd) acquired a robotic dispenser and six prescription dispensing machines with Paragon funding support.
Find out how our SME Lending team supported a Premier League club with a £600,000 finance package for a new top-of-the-range floodlight system.
Our finance package enabled S.E. Metcalfe to secure a new post driver to help meet business demands.
Paragon has supported The Log Company with a £160,000 finance package for a range of new equipment, including telehandlers, gritters and light commercial vehicles.
View all our case studies
Learn more about the products we offer to fund your asset(s).
A finance lease is a fixed cost rental facility. After paying rentals over an agreed term, which is known as the primary period, you have three options:
A finance lease usually suits businesses who cannot recover the VAT element of the deposit required under a Hire Purchase agreement or doesn't want the tax benefits of ownership.
With hire purchase, the asset is funded over a term - up to five years – with the repayments you make including capital and interest.
When you use hire purchase to fund your asset, the interest rate is fixed from the start so you can budget your costs effectively.
Repayments can be monthly or quarterly and we can even offer seasonal payments to give you lower repayments in periods when your business is normally less busy.
When you have paid all the repayments, ownership of the asset will pass to you on payment of an option to purchase fee.
An Operating lease allows you to use the equipment at a reduced monthly rental as Paragon set a residual value on the asset which is not payable by you. The ownership of the asset remains with Paragon and at the end of the agreement you return the equipment to Paragon in accordance with pre-determined return conditions.
An operating lease is very useful if you’re looking to use high value or specialist equipment without the risk associated with depreciation.
With sale and HP back, Paragon will buy the asset from you, agree a value and advance you the agreed amount. Your repayments are calculated in line with the income that will be generated by the asset and at the end of the agreement, you own the asset.
A commercial / business loan is a flexible financing tool that enables borrowing to be used for a wide variety of purposes. A loan may be secured on a businesses’ assets or be supported with additional securities.
Head officeParagon51 Homer RoadSolihullWest MidlandsB91 3QJ
Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551