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Residential mortgages

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On our panel

If you are on our panel and would like to submit an application for a residential mortgage with us, simply login to begin.

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Not on our panel

If you are not on our panel but would still like to submit an application, you can do so through one of our registered intermediaries.

Who we are

We are here to help those that don’t fit into the usual criteria set out by the mainstream lenders. We offer residential mortgages for landlords through an exclusive panel of intermediaries.

Who we can help

Our products are perfect for landlords seeking an owner-occupied mortgage who:

  • Are self-employed
  • Are looking to borrow into their retirement
  • Have complex income arrangements
  • Are looking for an interest only mortgage

Case studies

Is your customer looking for an interest only mortgage for a second home, or are they wanting to borrow into their retirement? Perhaps they have complex income? Whatever the case, we are here to help. See how we’ve helped some of our customers.

Affordability calculator

Affordability calculator

Discover how much we can lend your client before submitting an application, by using our online affordability calculator.

Agreement in principle

Agreement in principle

Receive a free, no-obligation decision of whether we will consider your client, before making a full mortgage application.*

*Please note that a successfully completed AIP isn’t a guarantee we’ll approve an application from you on behalf of your client(s). If you subsequently apply for a mortgage with us, we’ll base our decision on your client’s circumstances and our lending policy at the time you apply.


Download our product guide to see the full range of products on offer.


Download our lending guidelines to see our full criteria.


We’ve put all the documents you need together in one place.

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551