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Residential mortgages

We’re supporting the UK government’s Homes for Ukraine Scheme

We want to make it as easy as possible for our customers to take part, and will update you as soon as we know more.

Who we are

We are here to help those that don’t fit into the usual criteria set out by the mainstream lenders. We offer residential mortgages for landlords through an exclusive panel of intermediaries.

Products

To find out more about our residential products, please get in touch with us on [email protected] or 0345 149 7769.

Who we can help

Our products are perfect for landlords seeking an owner-occupied mortgage who:

  • Are self-employed
  • Are looking to borrow into their retirement
  • Have complex income arrangements
  • Are looking for an interest only mortgage

Case studies

Is your customer looking for an interest only mortgage for a second home, or are they wanting to borrow into their retirement? Perhaps they have complex income? Whatever the case, we are here to help. See how we’ve helped some of our customers.

*Please note that a successfully completed AIP isn’t a guarantee we’ll approve an application from you on behalf of your client(s). If you subsequently apply for a mortgage with us, we’ll base our decision on your client’s circumstances and our lending policy at the time you apply.

Criteria

Download our lending guidelines to see our full criteria.

Documents

We’ve put all the documents you need together in one place.

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551