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Notice accounts give you flexibility with your savings and the opportunity to earn higher interest than with an easy access account. You can top up your savings over time and have access if you give the required amount of notice.
The rate on notice accounts is variable so can change over time.
To learn more about notice accounts see our notice account guide
You can make deposits from your nominated bank account by either electronic bank transfer or cheque.
Remember - we will always ask you to use these details when making a deposit. If you’re ever asked to use different details do not send any money and contact us immediately.
Sort code: 40-02-50(This may show up as HSBC, we only use them as our clearing bank) Account number: 31344897 Payee: Paragon Bank PLC Payment reference: Your Paragon account number or application reference number
Please make your cheque payable to Paragon Bank Re your name and savings account number/application reference number.And send freepost to:
RTEX-LLUT-KKKE, Paragon, PO Box 850, Wallsend NE28 5BJ
We will credit cheques to your account on the day we receive them, although it can take up to three days to clear the banking system. You’ll start to earn interest from the second business day after we receive your cheque.
If your rate increases, we will let you know as soon as possible, this can be after the new rate is effective.
We will notify you in line with your notice period for any rate decreases. We will assume you’re happy to accept the change if after this period you do not choose to close your account.
Unlike ISAs notice accounts are subject to tax. However, the government introduced the Personal Savings Allowing in 2016 which allows you to earn a certain amount of tax-free interest on your savings dependant on your tax bracket.
Learn more about the Personal Savings Allowance
Your maximum balance across Paragon can not exceed £500,000 per person.
In notice accounts you can hold up to £500,000 per person.
Your product terms and conditions will detail the minimum and maximum balance on your specific account.
If you’ve changed your mind about a withdrawal from your notice account, don’t worry. It’s easy to cancel your withdrawal online, simply follow these steps:
We've collected all our useful documents in one place for your convenience.
See the reviews Paragon customers have written about our savings accounts and services.
Head officeParagon51 Homer RoadSolihullWest MidlandsB91 3QJ
Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551