What is the ISA Wallet and Flexible ISA?
Our ISA Wallet, also known as an ISA wrapper, allows you to spread your tax-free ISA allowance across multiple ISAs with Paragon.
Our cash ISAs are also flexible. That means you can withdraw and replace your ISA funds in the same tax year, without using more of your ISA allowance.
For example, you can deposit £10,000, withdraw £5,000 and later deposit £5,000. With our flexibility you’ve only used £10,000 of your annual ISA allowance.
Together they give you the freedom to maximise on your annual ISA allowance.
Be careful, early access to fixed rate or notice ISA funds is subject to penalty.