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Four steps to a successful application

We know that every application is different, but we believe that following these four steps, and working closely with us, can significantly reduce the time from application to offer.

Four steps to a successful application
Step one

Step one - Your customers

Your first step would be to find out where your customer fits into our current product range by using our customer placement flow.

Once you know whether the correct route is portfolio or non-portfolio, it’s worth taking a look at our criteria pages to make sure that your case fits.

Step two - The product

Now it’s time to choose a product. You can visit our intermediary portal and use our new and improved product search, which also gives you the ability to produce a pre-application mortgage illustration. Alternatively, you can download our product guides to see the full selection of products available in each range.

Once you’ve chosen a product, you can use our affordability calculators to ensure that the amount of loan required is available on that product.

Step two
Step three

Step three - Supporting documents

We’ve found that most cases require similar information and documents. If these are provided to us at the point of application, it significantly reduces the need to request more information.

The documents that we need for all customer types are laid out in our submission checklist.

As a minimum, we need a fully completed property schedule to carry out our initial underwrite. However, by also providing the information outlined in the submission checklist, including the submission requirements questionnaire, our underwriters can assess your case more thoroughly.

If you don’t have all of the documentation to hand at the point of application, providing this within 24 hours will still allow the underwriter to review it when making their decision, and reduces the need to request more information.

Step four - Make your application

You’re now ready to make your application. To prepare for the questions you will be asked in our online application, all of these can be found in our portfolio and non-portfolio data capture forms.

Step four

Register as a Paragon intermediary to apply.

or login to our intermediary portal to begin.

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551