Reach your savings goals with our simple, straightforward savings accounts and cash ISAs.
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Have your cake, and eat it too, with our award winning Cash ISAs
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Save up to £4,000 per tax year into your Cash Lifetime ISA until your 50th birthday. Earn a 25% government bonus on your deposits, on top of your interest rate. When you reach 60 years old you can have access to your LISA funds, without any penalty or fee.
You can open a LISA between the ages of 18 – 39 and transfer existing LISAs at any age. Deposits into your LISA can be made up to your 50th birthday, after this you’ll earn interest but no government bonus.
Finally, after your 60th birthday you have fee free access to all the money in your Lifetime ISA. Any money you choose to keep in your LISA after 60 will keep earning tax-free interest.
Retirement might feel far away, but it’s important you’re prepared. If you decide to use your Paragon Cash Lifetime ISA towards your retirement planning, here are some important considerations:
Committing to the Lifetime ISA is a long term plan, and your circumstances can change.
Make sure your Lifetime ISA meets your retirement needs.
Other ISAs, a private pension plan or investments.
Whether you’re applying for a new Lifetime ISA or you’re looking to transfer an existing one, follow the next steps to start your application and start saving for your future.
Learn more about how a Lifetime ISA works and if you're eligible.
We've put together things you need to know if you're using your LISA to buy your first home.
You should seek independent financial advice before making any changes to your pension arrangements. This information we have provided is not advice.
Head officeParagon51 Homer RoadSolihullWest MidlandsB91 3QJ
Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551