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Withdrawals from fixed rate ISAs are subject to penalty, please check your product terms and conditions for details.
An access ISA lets you make withdrawals to your nominated bank account. This is subject to the account not falling below the minimum required balance and giving any required notice on your Notice ISA.
Withdrawals from a Lifetime ISA, for any reason other than to purchase your first home or towards your retirement after you’re 60, will be subject to the 25% government withdrawal charge.
You can start an ISA transfer during your application for a new cash ISA with us. We’ll get in touch with your existing provider to request your ISA transfer, and confirm when that’s complete.
If you already have an ISA with us and want to transfer an ISA from another provider, you can do this online or by post. Simply log in and click “transfer your ISA to Paragon” to begin your transfer online. Alternatively, download and complete a cash ISA transfer form or stocks and shares ISA transfer form. Send a form for every ISA you want to transfer to our freepost address. We’ll get in touch with your existing providers and confirm when that’s complete.
To open a new Paragon Cash Lifetime ISA and transfer your existing LISA, you’ll need to click ‘Transfer LISA’ on the Cash Lifetime ISA page. You’ll complete an online application which will open your new Paragon LISA and then complete and send us a LISA transfer form. If you have a Paragon Cash Lifetime ISA already and when to transfer a existing LISA you can complete and send a LISA transfer form to our freepost address.
With our access ISAs you have 28 days from your application to make your opening deposit. If you don’t make any deposits within 28 days* your ISA with be closed and you’ll need to reapply.
Make as many deposits as you like into your Fixed Rate Cash ISA within 28 days of your application. If you don’t make any deposits within 28 days* your ISA with be closed and you’ll need to reapply. No further deposits can be made during the fixed term.
With an access ISA you can make unlimited deposits into your account as long as you don’t go over the annual ISA allowance, and subject to your account minimum and maximum balance.
* If you are transferring an ISA from another provider and it takes longer than 28 days, it will still be processed and the account will remain open.
Head officeParagon51 Homer RoadSolihullWest MidlandsB91 3QJ
Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551