Reach your savings goals with our simple, straightforward savings accounts and cash ISAs.
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Your interest rate is fixed for the whole of your designated term, giving you certainty on how much interest your savings will earn. The longer the term, the higher the interest rate.
You can still spend your interest by choosing to have it paid monthly or annually into your nominated bank account rather than into your Paragon Fixed Rate account.
Make as many deposits as you like into your Fixed Rate Account within 28 days of your application. If you don’t make any deposits your account will be closed and you’ll need to re-apply.
No further deposits or withdrawals are permitted throughout the remainder of the fixed term. You can only withdraw funds from a fixed rate account when the fixed term expires. This is known as ‘maturity’.
When your fixed rate term ends, your account is maturing and we’ll notify you before this happens to explain your options.
We won’t tie you into another fixed term account without your permission, so you can relax knowing you’ll have access to your savings when you need them.
Launched in 2016, the Personal Savings Allowance lets you earn a certain amount of tax free interest on your savings.
If you’re a basic rate taxpayer, you can earn up to £1,000 of tax-free interest. Or, as a higher rate taxpayer you can earn up to £500. But if you pay additional rate tax the personal savings allowance isn’t available to you.
Head officeParagon51 Homer RoadSolihullWest MidlandsB91 3QJ
Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551