Reach your savings goals with our simple, straightforward savings accounts and cash ISAs.
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Have your cake, and eat it too, with our award winning Cash ISAs
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If you make more withdrawals than the amount specified in your product terms and conditions the interest rate on your account will decrease until the anniversary of your opening deposit. However, your interest rate and the number of withdrawals you can make will reset 12 months after your opening deposit.
With the option to choose monthly or annual interest payments you can start saving from as little as £1 up to £500,000.
The initial payment into your Defined Access account will need to be made within 28 days of the date of your application, otherwise your account will be closed, and you’ll need to re-apply.
You can make unlimited additional payments into your Defined Access account, as long as you don’t exceed the maximum balance allowed on the account.
The judges were impressed with the consistency of market-leading interest rates on offer from Paragon Bank throughout the last 12 months and liked the simplicity and flexibility of the products. The option to have interest paid monthly is also a big plus for savers in the current market.
Andrew Hagger | Founder of MoneyComms
This account makes it very easy for me to transfer money into my savings and back out again whenever I need to use it.
- Catherine Geddes
You can easily transfer your existing ISAs from other providers to Paragon.
To keep the tax-free ISA status on your savings, make sure you transfer your ISA through your provider and not through a withdrawal.
Our Access accounts are available as cash ISAs as well as savings accounts.
With a cash ISA the interest you earn is tax-free, both now and in the future.
Our ISA Wallet and Flexible ISAs allows you to spread your allowance across our range of cash ISAs. Any withdrawals are added back onto your allowance, so you won’t lose out on your tax-free savings.
Launched in 2016, the Personal Savings Allowance lets you earn a certain amount of tax free interest on your savings.
If you’re a basic rate taxpayer, you can earn up to £1,000 of tax-free interest. Or, as a higher rate taxpayer you can earn up to £500. But if you pay additional rate tax the personal savings allowance isn’t available to you.
Andrew Hagger | Founder of MoneyComms
Head officeParagon51 Homer RoadSolihullWest MidlandsB91 3QJ
Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551