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This page is for existing customers only. If you are an intermediary, please visit our buy-to-let page. Visit our intermediary page

Product switches

If your current mortgage term has come to an end and you are looking to switch to a new product, you can do this through your online account. Simply log in to get started. Alternatively, talk to your intermediary who can arrange this for you.

We have a range a products on offer, and the ones available to you will depend on your property and whether you are classified as a portfolio or non-portfolio landlord under both Paragon criteria and the PRA regulation guidelines.

Use our decision flow to find out which products are available to you.

Do you have more than three mortgaged buy-to-let properties, with any lender in either personal name or corporate entity?

Paragon class you as a

Portfolio BTL

Portfolio landlord

Portfolio switch rate product guide

Are you a limited company or a limited liability partnership?

Paragon class you as a

Portfolio BTL

Portfolio landlord

Portfolio switch rate product guide

Is the property a house in mutiple occupation (HMO) or multi-unit block (MBU)?

Paragon class you as a

Portfolio BTL

Portfolio landlord

Portfolio switch rate product guide

Paragon class you as a

Non-portfolio landlord

Non-portfolio switch rate product guide

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551