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Car finance

Paragon is a specialist in motor finance. We’ve developed a simple product range to help you sell more cars.

Car finance is available to homeowners, tenants and those living with parents.

What we offer

  • Hire Purchase and Lease Purchase
  • No deposit required
  • Maximum LTV 120% CAP Retail
  • Minimum age 21 (start of term)
  • Maximum age 80 (end of term)
  • Loan amounts £2,500 to £150,000
  • Maximum start mileage 120,000
  • Maximum age of vehicle (end of term – HP 15 years and LP 10 years)

Did you know?

  • Hire Purchase is available on cars up to 15 years (at the end of term)
  • We offer Lease Purchase on cars up to 5 years old, for a 5-year term
  • Finance available with no deposit
  • Maximum loan £150,000
  • We can refinance balloon payments
  • We offer finance on cars, light commercial vehicles, motorhomes and caravans
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Lending packages on light commercial vehicles.

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Long term finance solutions on motorhomes.

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We've extended our lending package to include caravans.

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551