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Why choose a notice account?

With our notice accounts you can grow your savings with the flexibility to make unlimited deposits and unlimited withdrawals. Whenever you want to access your money all you need to do is give us a little notice. The amount of notice you'll be asked to give depends on which of our notice accounts you decide to open.

With the option to choose monthly or annual interest payments you can start saving from as little as £500 up to £500,000.

Paying into your notice account

Your initial payment into your notice account will need to be made within 28 days of the date of your application, otherwise your account will be closed and you'll need to re-apply.

You can make unlimited additional payments into your notice account, as long as you don’t exceed the maximum balance allowed on the account.

Current notice accounts

Sorry these offers are currently not available

Don’t worry, we still have a great range of savings accounts and cash ISAs to help you reach your savings goals.

View savings accounts

Notice account rates

Our notice accounts are variable rate accounts which means that the interest rate can change over time.

We will always let you know about any changes to the rate on your account.

Personal Savings Allowance

You can earn tax-free interest through the Personal Savings Allowance. Depending on your income tax banding you can earn up to £1,000 of tax-free interest.

If you’re a basic rate taxpayer you can earn up to £1,000 of tax-free interest. Or, as a higher rate taxpayer you can earn up to £500. But if you pay additional rate tax the personal savings allowance isn’t available to you.

Notice Cash ISAs

Our notice accounts are available as cash ISAs as well as savings accounts. With a cash ISA the interest you earn is tax-free, both now and in the future.

Our Notice Cash ISAs are part of our ISA Wallet and Flexible ISAs, giving you the freedom to spread your annual ISA allowance across our range of cash ISAs. Any withdrawals you make are added back onto your annual ISA allowance to reinvest with us, so you won’t lose out on your tax-free savings

It’s been easy to open and manage online, the service has been responsive and the support staff open and willing to help

- Jeremy Cottrill

What else should you know?

Making payments

You have 28 days from the date of your application to make your opening deposit, after 28 days your account will be closed and you’ll need to reapply. ​

You can make unlimited deposits into your notice account Paragon, subject to not exceeding your maximum balance.

Withdrawals

You can make unlimited withdrawals from your Paragon notice account, subject to the require notice being given and not falling below your minimum balance.​

Nominated bank account

When you open your account via our online application process, you will be asked to enter the details of your nominated bank account.

This is the account that you will need to make your deposits to and withdrawals from.

Online account

The account is operated online, giving you the flexibility to check your balance and print statements around the clock.

Personal Savings Allowance

Launched in 2016, the personal savings allowance lets you earn a certain amount of tax-free interest on your savings.

Lower rate tax payers can earn up to £1,000 of tax-free interest, high rate tax payers can earn up to £500 of interest. If you earn more than £150,000 the Personal Savings Allowance isn’t available to you.

ISA allowance

Our range of cash ISAs allow you to make use of your ISA allowance and transfer any previous ISAs you may already hold.

Any deposit you make into a cash ISA will earn tax-free interest. This is in addition to your Personal Savings Allowance.

You can start a new ISA subscription up to the ISA allowance and transfer your previous years ISAs.​

Documents

We've collected all our useful documents in one place for your convenience.

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FAQs

Here you will find the answers to some commonly asked questions relating to our products and services.

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Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551