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Debt Awareness Week 2023: Are you experiencing money blues?

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Today marks the beginning of debt charity StepChange's 'Debt Awareness Week'. This campaign runs from the 20 - 26 March 2023 and is a campaign to highlight that debt can happen to anyone.

It’s not unusual for money and the feeling of worry to go hand in hand and we have plenty of blogs on our website to help you organise your finances and achieve your financial goals.

If the first step in beating the money blues is to organise and manage your debt, there are plenty of resources offering help and advice.

When experiencing money blues and feeling like there is no end to your financial struggle, it’s important to remind yourself that you are not alone and don’t have to resolve this situation all by yourself.

We’ve partnered with a few organisations that can offer helpful debt advice and create financial management plans to see you on your way to being debt free.

Stepchange

Stepchange is the UK’S debt advice charity with over 35 years of experience. They offer free and flexible debt advice and can tailor a plan unique to your situation and long-term money goals.

Online debt advice service – accessible 24/7

0800 138 1111 - Monday to Friday 8am-8pm and Saturday 8am-4pm.

Payplan

Payplan is a free advice organisation that offers debt solutions. They have helped over one million people become debt free in the past 30 years. Payplan advises on many debt solutions but specialises in IVA (Individual Voluntary Arrangement), self-employed IVA and Trust Deeds.

Online debt advice service

0800 280 2816 – Monday to Friday 8am-8pm and Saturday 9am-3pm.

MoneyHelper

MoneyHelper is a free service sponsored by the Department for Work and Pensions and offers guidance and solutions to those in difficult financial situations. This platform is organised via the UK Government and can point you in the direction of trusted sources for money and pension guidance.

Book your free appointment here.

0800 138 3944 - Monday to Friday 8am - 6.30pm.

Citizens Advice

Citizens Advice offer free, independent and impartial debt advice. Their statistics speak for themselves, between 2021-22 the charity helped over 2.55 million people face-to-face with their financial struggles and their advice has been seen by over 58 million people from their online self-help advice.

Online debt advice.

0800 144 8848 - Monday to Friday 9am-5pm.

National Debtline

National Debtline is a charity that is an extension of the debt management organisation, Money Advice Trust. National Debtline helps with mental health difficulties when it comes to debt management and advice and can point you in the right direction that is specific to your needs and situation.

You can complete a free online budget here.

0808 808 4000 - Monday to Friday 9am-8pm and Saturday 9:30am -1pm

Victim Support

Victim Support is a charity that provides specialist support to victims of crime and traumatic incidents. If you have experienced fraud you can contact the organisation to access free and confidential support to help you move forward.

You can start a live chat that’s available 24/7.

Call for free on 0808 1689 111

Age UK

Age UK is a leading organisation that provides advice and information on a variety of topics including financial difficulties, health and wellbeing, and care. Age UK focuses primarily on older people, locally, nationally and internationally.

Live chat

0800 055 6112 – Every day of the year 8am to 7pm.

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551