Documents

Information and supporting documents

• Customer placement flow (PRA)
• How to calculate usable income for landlords
• Guide to the intermediary portal
• Tariff of mortgage charges

Products and lending guidelines

• Portfolio buy-to-let product guide
• Non-portfolio buy-to-let product guide
• Portfolio lending guidelines and submission requirements
• Non-portfolio lending guidelines and submission requirements
• Short term finance criteria and product guide

Application forms and supporting documents

• Submission requirements checklist
• Submission requirements questionnaire
• Portfolio application user guide
• Non-portfolio application user guide
• Additional applicant form
• Let property application form
• Declaration form
• Online declaration form
• Portfolio data capture form
• Non-portfolio data capture form
• Business plan
• Property schedule
• Cashflow forecast
• Net worth statement
• Short term finance schedule of works
• Direct debit mandate
• Gifted deposit form

Forward funding facility

• Forward funding facility information sheet
• Forward funding facility subsequent application form

Further advance and product switch

• Intermediary guide to our online portal
• Further advance application form
• Portfolio further advance product guide
• Non-portfolio further advance product guide
• Further advance lending guidelines
• Portfolio switch rate product guide
• Non-portfolio switch rate product guide
• Product switch authority declaration

Post-completion documents

• Transfer of equity application form
• Third party declaration
• Tariff of mortgage charges

Legal documents for England and Wales

• Approved conveyancing panel (E&W)
• Certificate of confirmation of advice
• Deeds schedule (E&W)
• Floating charge
• General and special conditions (E&W)
• Legal Charge
• Mortgage conditions (E&W)
• Multiple guarantee - corporate borrower
• Notice to freeholder (Bank)
• Supplemental instructions to solicitors (E&W)

Legal documents for Scotland

• Approved conveyancing panel (Scotland)
• Deeds schedule (Scotland)
• General and special conditions (Scotland)
• Notice to freeholder
• Mortgage conditions (Scotland)
• Standard security For individuals and witnesses to sign
• Standard security - limited company/LLP (one director/member and witness) For limited companies/limited liability partnerships with signing blocks for one director/member and witness to sign
• Standard security – limited company/LLP (two directors/members and company secretary) For limited companies/limited liability partnerships with signing blocks for two directors/members and company secretary to sign
• Supplemental instructions to solicitors (Scotland)
• Certification of confirmation of advice
• Multiple guarantee
• Floating charge