Second mortgage affordability calculator
Use our online calculator to get a quick affordability assessment before submitting a full application with us.
Applicant details
Please enter all income and expenditure (which is not being consolidated) as monthly values other than credit cards which is the total balance.
Number of applicants
One
Two
Applicant 1 net monthly income (£)
Applicant 2 net monthly income (£)
Credit card balances (£)
Other loan repayments (£)
Household expenditure (£)
Number of dependants
Loan details
Please use the sliders to set the loan amount and repayment term, and refer to our Product and Sales Guide for details of our interest rates.
Loan amount including fees (£)
Term
Loan type
- select -
Variable
2 Year Fixed
3 Year Fixed
5 Year Fixed
Initial rate (%)
Reversion rate (%)
Refer to our Product and Sales Guide for details of our reversionary rates
First mortgage details
Please enter the following details about any existing first mortgage.
Mortgage balance (£)
Remaining term (months)
Monthly payment (£)
Repayment type
- select -
Repayment
Interest only
Loan type
- select -
Variable
Fixed remaining term < 5 years
Fixed remaining term >= 5 years
Affordability result:
Maximum loan:
0
This calculator is intended as a guide to confirm if the loan is affordable or show the maximum amount that we will consider lending to your client(s).
It does not constitute an offer, and before we agree to a loan, a credit search and full application will be required.
Any application is subject to full underwriting.
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