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Portfolio products

Perfect for landlords with four or more mortgaged buy-to-let properties and those operating as limited companies and limited liability partnerships.

SSC - Single self contained
HMO/MUB - Houses in Multiple Occupation / Multi-Unit Blocks

Property type

Product purpose

Product term

Applicant

Single self contained - 2 Year fixed - 75% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM104 2.89% 1.00% 3% for 2 years 5.40% Paragon SVR

(currently 5.60%)

5.50% No application fee +
Free mortgage valuation +
£350 cashback
2BM105 3.35% NIL 3% for 2 years 5.40% Paragon SVR

(currently 5.60%)

5.50% No application fee +
Free mortgage valuation +
£350 cashback

Single self contained - 2 Year fixed - 80% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM109 3.45% 0.50% 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

5.50% No application fee +
Free mortgage valuation +
£350 cashback

Single self contained - 5 Year fixed - 75% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM106 3.25% 2.00% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5
4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% Free mortgage valuation +
£350 cashback
2BM107 3.55% £1,250 5% for years 1 and 2
4% for years 3 and 4
3% for year 5
4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% Free mortgage valuation +
£350 cashback +
£500,000 Max loan
2BM108 3.70% NIL 5% for years 1 and 2
4% for years 3 and 4
3% for year 5
4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% No application fee +
Free mortgage valuation +
£350 cashback

Single self contained - 5 Year fixed - 80% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM110 3.80% 0.50% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5
4.70% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% Free mortgage valuation +
£350 cashback

HMO/MUB - 2 Year fixed - 75% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM111 2.95% 1.00% 3% for 2 years 5.40% Paragon SVR

(currently 5.60%)

5.50% No application fee +
Free mortgage valuation +
£350 cashback
2BM112 3.50% NIL 3% for 2 years 5.40% Paragon SVR

(currently 5.60%)

5.50% No application fee +
Free mortgage valuation +
£350 cashback

HMO/MUB - 2 Year fixed - 80% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM116 3.65% 0.25% 3% for 2 years 5.50% Paragon SVR

(currently 5.60%)

5.65% No application fee +
Free mortgage valuation +
£350 cashback

HMO/MUB - 5 Year fixed - 75% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM113 3.35% 2.00% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5
4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% Free mortgage valuation +
£350 cashback
2BM114 3.65% £1,250 5% for years 1 and 2
4% for years 3 and 4
3% for year 5
4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% Free mortgage valuation +
£350 cashback +
£500,000 Max loan
2BM115 3.75% NIL 5% for years 1 and 2
4% for years 3 and 4
3% for year 5
4.60% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% No application fee +
Free mortgage valuation +
£350 cashback

HMO/MUB - 5 Year fixed - 80% LTV

Code Initial rate Product fee Early repayment charge APR Reversion rate ICR rate Product specific criteria
2BM117 3.90% 0.50% 5% for years 1 and 2
4% for years 3 and 4
3% for year 5
4.70% 4.85%

(Paragon SVR 5.60% less 0.75%)

4.00% Free mortgage valuation +
£350 cashback
Sorry. There are no products matching these criteria.
  • Paragon Standard5.60%
    Variable Rate (*SVR)
  • Bank Base Rate0.75%
  • Paragon **LIBOR0.80%
  • Next LIBOR reset date01.10.19
  • Paragon reference rate5.50%​

Not registered?

If you are a buy-to-let intermediary who is not yet registered with us, simply complete our quick online registration form to get started.

Find your local RM

Product notes

  • All products are funded by Paragon Bank PLC
  • APR calculated using an illustrative loan of £150,000
  • All our products are subject to availability and can be withdrawn at any time
  • After the initial fixed period, if the mortgage is interest only, it may be converted to capital and interest repayment, subject to 28 days written notice
  • An application fee of £150 and a valuation fee applies to all products, unless otherwise stated
  • Where applicable, cashback will be released to the appointed solicitor at completion
  • All reversion rates are subject to a minimum floor rate of 3.00% after the fixed rate period​

*SVR

From 9 October 2017, Paragon Bank Standard Variable Rate (SVR) and Paragon Group SVR aligned to a single rate, Paragon SVR. There was no change in interest rate as a result of this name change.

**LIBOR

From 9 October 2017, Paragon Bank LIBOR and Paragon Group LIBOR aligned to a single rate, Paragon LIBOR. There was no change in interest rate as a result of this name change.

If you took out a mortgage with Paragon before 1 April 2005, you may be on a different LIBOR rate, which will be shown in your original terms and conditions. You can also check which LIBOR rate you’re on by calling us on 0345 849 4060.

eTech

We've joined forces with eTech.

  • Submit a property schedule online​
  • Share your customers’ portfolio with multiple lenders
  • Reduce your application processing time

Try it today.

 

Not registered?

Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551