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CHOCC (Customer Handles Own Credit Control) is similar to invoice factoring but you handle your own payment collection process. With CHOCC, you can receive up to 95% of the invoice value within 24 hours of an invoice being raised.

  • Receive a cashflow boost by releasing funds from unpaid invoices
  • Flexible terms allow you to increase your funding alongside your turnover
  • Keep control of your payment collection process

Bad debt protection

Receive payments when your customers can’t pay.

Invoice discounting

Confidentially access up to 95% of your invoice value, whilst handling your own credit control.

Invoice factoring

Release cash from your business using invoices as collateral.

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Paragon Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England number 05390593. Registered office 51 Homer Road, Solihull, West Midlands B91 3QJ. Paragon Bank PLC is registered on the Financial Services Register under the firm reference number 604551